Blogs

Buying a home is a major investment, and it is important to protect that investment from unexpected events that can affect your ability to make mortgage payments. One way to do this is by purchasing mortgage protection insurance, which is designed to provide financial support in the event of disability, job loss or death. While…

Life insurance is a financial product that is designed to provide financial protection for your loved ones in the event of your death. It is intended to provide financial security and peace of mind to those who are left behind by covering expenses such as funeral costs, outstanding debts, and daily living expenses. But can…

Accident insurance is a type of insurance policy that provides a financial payout in the event of injury or death due to an accident. This type of insurance typically does not cover acts of negligence, acts of God, or natural disasters, and the policy may have caps on total payouts or restrictions on payouts for…

Accident and disability insurance are two types of insurance that provide financial protection in the event of unexpected accidents or disabilities. While these types of insurance are typically sold separately, it is possible to purchase both accident and disability coverage as part of a life insurance policy. Here is a closer look at how accident…

When shopping for life insurance, you have the option to buy directly from the insurance carrier or through an independent agency. While both options have their pros and cons, there are several benefits to buying life insurance from an independent agency. Here is a closer look at some of the key advantages of buying life…

The right age to buy life insurance is a question that many people ask themselves at some point. Life insurance is a financial product that provides financial protection to your loved ones in the event of your untimely death. It can help cover expenses such as funeral costs, outstanding debts, and living expenses for your…

If you are considering purchasing a life insurance policy in addition to the one you have through your employer, it’s important to understand the benefits and limitations of both types of policies. Here is a closer look at some key points to consider when deciding whether you should have a life insurance policy in addition…

Life insurance is a financial product that provides financial protection to your loved ones in the event of your untimely death. It can help cover expenses such as funeral costs, outstanding debts, and living expenses for your family. However, deciding whether you need life insurance can be a difficult and confusing process. Here are a…

When choosing a life insurance policy to protect your small business, there are several factors to consider. It’s a good idea to work with an insurance agent who understands your business and can help you choose the right policy to meet your needs. You’ll want to consider the type and amount of coverage you need,…

A whole life insurance policy is a type of permanent life insurance that offers protection for the entirety of the policyholder’s life, as long as premiums are paid. In addition to providing a death benefit to the policy’s beneficiaries, whole life insurance also includes a savings component, which allows the policyholder to build cash value…